My hubby has a couple of ideas on starting our own business.  So, we were doing some research to see what financial options and tools we have available to us to get started.  We found a website called BusinessCreditMagic.com that will help us get our credit established for our new business, which will make it much easier to secure business loans in the future.  They can even assist with getting shelf corporations established.  My hubby said we may need to attain a couple Small Business Loans depending on how much our start-up costs will be for us. He reminds me more than 90% of small businesses fail in the first year.  One of the main reasons is because they do not attain enough capital to get there business started. They have several different programs to choose from, so once you understand what needs your business has, then you can use the program that best meets those needs.  They have programs designed to assist businesses that need to better position themselves with the financial community. If you are looking to build your Business Credit so that you can obtain the most Financing possible for your Business, BusinessCreditMagic.com is the best option I found when I did my research.